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    InCredit Bank

    For SMEs, students, and retirees.

InCredit Bank is one of the leading financial institutions in America, serving individuals and small- and middle-market businesses.

Use our promocode

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The oldest parts of this financial institution extend back 140 years. Since that time, they’ve become what they are today: a company that helps to make financial lives better for Americans.
Please remember that you have options when it comes to funding your goals. Quick lending solutions offered by InCredit Bank may be able to help you. The bank has a variety of lending options for businesses and individuals.

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    The minimal credit score is 620;
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    The bank offers competitive interest rates — from 3%;
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    Loan options up to $100,000 are available for anyone.
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    Loans are issued for different needs without restrictions.

What Is Required to Apply for a Loan?

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Bank Card

You should have a valid credit card. Specify it when applying.

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Passport and TIN

Personal information is crucial to complete initial checks.

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Be Older Than 18 Years

The bank issues quick loans only to adult citizens of America.

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Phone and Email

Please specify your contact data in order the bank can contact you.

Current offers

Offers from InCredit Bank

Explore all available offers from InCredit Bank.

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    InCredit Bank

    $2000 / for individuals

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    Hot deal
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    7 days

A small amount for any need from the largest bank in America.

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    InCredit Bank

    $3000 / for students

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    Hot deal
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    15 days

For students that urgently need to pay for their education.

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    InCredit Bank

    $5000 / for SMEs

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    Hot deal
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    5 days

Funds for small and medium businesses to cover current needs.

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    InCredit Bank

    $3000 / for retirees

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    Hot deal
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    8 days

A quick loan to cover medical expenses or utility bills.

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conditions

How to Get the Loan?

To receive funds on the card, you need to select the amount and term and fill out the application in your personal account.

In case of receiving a positive decision from the company, you need to familiarize yourself with the terms of the loan and sign the loan agreement using a one-time identifier, which will be sent by SMS to the phone.

The loan is granted for a minimum period of 10 days, with a recommended interest repayment period every 10-15 days, at an interest rate of 0.01% to 2% per day;

The commission for providing loan funds is from 0% to 10% of the loan amount;

● After the user registers on the site and fills out the application, the system automatically decides on the possibility of granting a loan.

Getting a bank loan is much more difficult. Registration through the Internet bank is available only to customers of this financial institution, otherwise you will have to go to the branch and wait for a long time for the verdict of credit inspectors.

See below how to repay the loan

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Payment by Сard

Select the payment amount and click the "Pay loan" button in your Personal Cabinet.

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Payment Online

You can repay the loan online using loan repayment services provided by our partners.

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Payment Terminal

You can pay your loan through the network of ATMs. Look for an ATM branded as your lender.

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Bank Transfer

You can pay the amount of credit debt at the branch of any American bank. Contact your lender for details.

Terms

Terms of the Credit Product

Please examine the table below before applying for any kind of loan offered by InCredit Bank on our website.


    • First Loan

    • Repeat Credit



    • First Loan

    • First Loan

    • Repeat Credit

    • Repeat Credit

    • Amount

    • from $500 to $50,000

    • from $500 to $80,000


    • Amount

    • First Loan

    • from $500 to $50,000

    • Repeat Credit

    • from $500 to $80,000

    • Interest rate

    • 1.99% per day - standard interest rate (726.35% per annum. RRPS - from 29653.85% to 101583.87%).The rate for the first period can be reduced to 0.01% per day (from 666.95% to 716.45% per annum, RRPS - from 6961.93% to 58423.51%) according to the Loyalty Program.

    • 1.99% per day - standard interest rate (726.35% per annum. RRPS - from 29653.85% to 101583.87%).A reduced interest rate may be offered as part of the Loyalty Program.


    • Interest rate

    • First Loan

    • 1.99% per day - standard interest rate (726.35% per annum. RRPS - from 29653.85% to 101583.87%).The rate for the first period can be reduced to 0.01% per day (from 666.95% to 716.45% per annum, RRPS - from 6961.93% to 58423.51%) according to the Loyalty Program.

    • Repeat Credit

    • 1.99% per day - standard interest rate (726.35% per annum. RRPS - from 29653.85% to 101583.87%).A reduced interest rate may be offered as part of the Loyalty Program.

    • Payment term

    • 5-30 days

    • 5-30 days


    • Payment term

    • First Loan

    • 5-30 days

    • Repeat Credit

    • 5-30 days

    • Loan agreement lines

    • From 5 to 365 days (interest payment period for use from 5 days to 30 days).

    • From 5 to 365 days (interest payment period for use from 5 days to 30 days).


    • Loan agreement lines

    • First Loan

    • From 5 to 365 days (interest payment period for use from 5 days to 30 days).

    • Repeat Credit

    • From 5 to 365 days (interest payment period for use from 5 days to 30 days).

    • Age of the borrower

    • From 18 to 65 years old.

    • From 18 to 65 years old.


    • Age of the borrower

    • First Loan

    • From 18 to 65 years old.

    • Repeat Credit

    • From 18 to 65 years old.

    • Methods of obtaining a loan

    • The loan is issued online. Receipt using bank payment card detail.

    • The loan is issued online. Receipt using bank payment card detail.


    • Methods of obtaining a loan

    • First Loan

    • The loan is issued online. Receipt using bank payment card detail.

    • Repeat Credit

    • The loan is issued online. Receipt using bank payment card detail.

    • Mandatory conditions

    • Identification and verification of the client's identity using remote verification methods.

    • Re-identification and verification of the client's identity is carried out in the event of:
      - changes to previously provided data (documents) or
      - the deadline for updating such data has come.


    • Mandatory conditions

    • First Loan

    • Identification and verification of the client's identity using remote verification methods.

    • Repeat Credit

    • Re-identification and verification of the client's identity is carried out in the event of:
      - changes to previously provided data (documents) or
      - the deadline for updating such data has come.

    • The right to withdraw from the contract

    • Within 14 days from the date of its conclusion (provided payment of the loan amount and interest for the entire period of actual use).

    • Within 14 days from the date of its conclusion (provided payment of the loan amount and interest for the entire period of actual use).


    • The right to withdraw from the contract

    • First Loan

    • Within 14 days from the date of its conclusion (provided payment of the loan amount and interest for the entire period of actual use).

    • Repeat Credit

    • Within 14 days from the date of its conclusion (provided payment of the loan amount and interest for the entire period of actual use).

    • The right to prematurely perform/terminate/terminate the contract

    • Provided that the loan amount and interest are paid for the entire period.

    • Provided that the loan amount and interest are paid for the entire period.


    • The right to prematurely perform/terminate/terminate the contract

    • First Loan

    • Provided that the loan amount and interest are paid for the entire period.

    • Repeat Credit

    • Provided that the loan amount and interest are paid for the entire period.

    • Changes and additions to the contract

    • On the basis of additional agreements.

    • On the basis of additional agreements.


    • Changes and additions to the contract

    • First Loan

    • On the basis of additional agreements.

    • Repeat Credit

    • On the basis of additional agreements.

    • Benefits

    • The loan is issued with a reduced interest rate according to the Loyalty Program. The decision is made on the same day.

    • The decision is made within a few minutes (provided there is no change in identification data).


    • Benefits

    • First Loan

    • The loan is issued with a reduced interest rate according to the Loyalty Program. The decision is made on the same day.

    • Repeat Credit

    • The decision is made within a few minutes (provided there is no change in identification data).

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Want to Take a Loan From This Bank?

Please click on the button below and fill out the form.

Contacts

Contact Information

Feel free to contact us in any convenient way.

You can find different types of loans from our partners on the website. You can apply for them online and get the decision in a couple of minutes. If you have any questions, you can contact our support team.

    Terms and Conditions

    Financial License

    OLS License

You can find different types of loans from our partners on the website. If the conditions are suitable for you, you can apply online.

Still, please note that we are an intermediary and provide information only. The processing of requests in on our partner's side.