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InCredit Bank
For SMEs, students, and retirees.
InCredit Bank is one of the leading financial institutions in America, serving individuals and small- and middle-market businesses.
The oldest parts of this financial institution extend back 140 years. Since that time, they’ve become what they are today: a company that helps to make financial lives better for Americans.
Please remember that you have options when it comes to funding your goals. Quick lending solutions offered by InCredit Bank may be able to help you. The bank has a variety of lending options for businesses and individuals.
The minimal credit score is 620;
The bank offers competitive interest rates — from 3%;
Loan options up to $100,000 are available for anyone.
Loans are issued for different needs without restrictions.
What Is Required to Apply for a Loan?
Bank Card
You should have a valid credit card. Specify it when applying.
Passport and TIN
Personal information is crucial to complete initial checks.
Be Older Than 18 Years
The bank issues quick loans only to adult citizens of America.
Phone and Email
Please specify your contact data in order the bank can contact you.
conditions
How to Get the Loan?
To receive funds on the card, you need to select the amount and term and fill out the application in your personal account.
In case of receiving a positive decision from the company, you need to familiarize yourself with the terms of the loan and sign the loan agreement using a one-time identifier, which will be sent by SMS to the phone.
● The loan is granted for a minimum period of 10 days, with a recommended interest repayment period every 10-15 days, at an interest rate of 0.01% to 2% per day;
● The commission for providing loan funds is from 0% to 10% of the loan amount;
● After the user registers on the site and fills out the application, the system automatically decides on the possibility of granting a loan.
Getting a bank loan is much more difficult. Registration through the Internet bank is available only to customers of this financial institution, otherwise you will have to go to the branch and wait for a long time for the verdict of credit inspectors.
See below how to repay the loan ↓
Payment by Сard
Select the payment amount and click the "Pay loan" button in your Personal Cabinet.
Payment Online
You can repay the loan online using loan repayment services provided by our partners.
Payment Terminal
You can pay your loan through the network of ATMs. Look for an ATM branded as your lender.
Bank Transfer
You can pay the amount of credit debt at the branch of any American bank. Contact your lender for details.
Terms
Terms of the Credit Product
Please examine the table below before applying for any kind of loan offered by InCredit Bank on our website.
First Loan
Repeat Credit
First Loan
First Loan
Repeat Credit
Repeat Credit
Amount
from $500 to $50,000
from $500 to $80,000
Amount
First Loan
from $500 to $50,000
Repeat Credit
from $500 to $80,000
Interest rate
1.99% per day - standard interest rate (726.35% per annum. RRPS - from 29653.85% to 101583.87%).The rate for the first period can be reduced to 0.01% per day (from 666.95% to 716.45% per annum, RRPS - from 6961.93% to 58423.51%) according to the Loyalty Program.
1.99% per day - standard interest rate (726.35% per annum. RRPS - from 29653.85% to 101583.87%).A reduced interest rate may be offered as part of the Loyalty Program.
Interest rate
First Loan
1.99% per day - standard interest rate (726.35% per annum. RRPS - from 29653.85% to 101583.87%).The rate for the first period can be reduced to 0.01% per day (from 666.95% to 716.45% per annum, RRPS - from 6961.93% to 58423.51%) according to the Loyalty Program.
Repeat Credit
1.99% per day - standard interest rate (726.35% per annum. RRPS - from 29653.85% to 101583.87%).A reduced interest rate may be offered as part of the Loyalty Program.
Payment term
5-30 days
5-30 days
Payment term
First Loan
5-30 days
Repeat Credit
5-30 days
Loan agreement lines
From 5 to 365 days (interest payment period for use from 5 days to 30 days).
From 5 to 365 days (interest payment period for use from 5 days to 30 days).
Loan agreement lines
First Loan
From 5 to 365 days (interest payment period for use from 5 days to 30 days).
Repeat Credit
From 5 to 365 days (interest payment period for use from 5 days to 30 days).
Age of the borrower
From 18 to 65 years old.
From 18 to 65 years old.
Age of the borrower
First Loan
From 18 to 65 years old.
Repeat Credit
From 18 to 65 years old.
Methods of obtaining a loan
The loan is issued online. Receipt using bank payment card detail.
The loan is issued online. Receipt using bank payment card detail.
Methods of obtaining a loan
First Loan
The loan is issued online. Receipt using bank payment card detail.
Repeat Credit
The loan is issued online. Receipt using bank payment card detail.
Mandatory conditions
Identification and verification of the client's identity using remote verification methods.
Re-identification and verification of the client's identity is carried out in the event of:
- changes to previously provided data (documents) or
- the deadline for updating such data has come.
Mandatory conditions
First Loan
Identification and verification of the client's identity using remote verification methods.
Repeat Credit
Re-identification and verification of the client's identity is carried out in the event of:
- changes to previously provided data (documents) or
- the deadline for updating such data has come.
The right to withdraw from the contract
Within 14 days from the date of its conclusion (provided payment of the loan amount and interest for the entire period of actual use).
Within 14 days from the date of its conclusion (provided payment of the loan amount and interest for the entire period of actual use).
The right to withdraw from the contract
First Loan
Within 14 days from the date of its conclusion (provided payment of the loan amount and interest for the entire period of actual use).
Repeat Credit
Within 14 days from the date of its conclusion (provided payment of the loan amount and interest for the entire period of actual use).
The right to prematurely perform/terminate/terminate the contract
Provided that the loan amount and interest are paid for the entire period.
Provided that the loan amount and interest are paid for the entire period.
The right to prematurely perform/terminate/terminate the contract
First Loan
Provided that the loan amount and interest are paid for the entire period.
Repeat Credit
Provided that the loan amount and interest are paid for the entire period.
Changes and additions to the contract
On the basis of additional agreements.
On the basis of additional agreements.
Changes and additions to the contract
First Loan
On the basis of additional agreements.
Repeat Credit
On the basis of additional agreements.
Benefits
The loan is issued with a reduced interest rate according to the Loyalty Program. The decision is made on the same day.
The decision is made within a few minutes (provided there is no change in identification data).
Benefits
First Loan
The loan is issued with a reduced interest rate according to the Loyalty Program. The decision is made on the same day.
Repeat Credit
The decision is made within a few minutes (provided there is no change in identification data).
Contacts
Contact Information
Feel free to contact us in any convenient way.
You can find different types of loans from our partners on the website. You can apply for them online and get the decision in a couple of minutes. If you have any questions, you can contact our support team.
You can find different types of loans from our partners on the website. If the conditions are suitable for you, you can apply online.
Still, please note that we are an intermediary and provide information only. The processing of requests in on our partner's side.
Phone Number
Adress
6016 55th St, Maspeth, NY 11378
Working Hours
Monday - Saturday: 11 AM - 9 PM